We do right by you, so you can do right by them!

Pet insurance cover that's fair when it matters

Corinium Pet Insurance backs your pet's vet fees across four cover levels, with a free 24/7 vet helpline and claims handled right here in the UK.

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The Vet Connection
24/7 helplineRun by The Vet Connection
Pet photo

VetMedi + Corinium

VetMedi is an Introducer-Appointed Representative of Corinium Pet Insurance. Corinium's independently owned too, and like us, they care about proper service and fair value for pet owners, not just box-ticking.

Insured with Corinium? You'll get free express shipping from VetMedi on every prescription medication order. That means your pet's treatment arrives quickly, and you get more out of your medication allowance.

Cover levels

Pick the limit that suits your pet

Four annual vet fee limits — £1,500, £3,500, £5,000 or £7,500. Every level shares the same core benefits underneath; the number is just how far it stretches.

£1,500annual vet fee limit
  • £1,500 cover for accidents and illnesses
  • Lifetime reinstatement
  • Up to £1,000 complementary therapy
  • £125 vet fee excess
  • £1,000,000 third party liability (dogs only)
  • Free 24/7 vet helpline (phone, webchat, video)
  • Emergency boarding - up to £200
  • Lost or stolen pet cover - up to £300
  • Advertising and reward - up to £200
  • Overseas travel
  • Quarantine costs - up to £200
  • Pet travel document loss - up to £200
£3,500annual vet fee limit
  • £3,500 cover for accidents and illnesses
  • Lifetime reinstatement
  • Up to £1,000 complementary therapy
  • £125 vet fee excess
  • £1,000,000 third party liability (dogs only)
  • Free 24/7 vet helpline (phone, webchat, video)
  • Emergency boarding - up to £200
  • Lost or stolen pet cover - up to £300
  • Advertising and reward - up to £200
  • Overseas travel
  • Quarantine costs - up to £200
  • Pet travel document loss - up to £200
£5,000annual vet fee limit
  • £5,000 cover for accidents and illnesses
  • Lifetime reinstatement
  • Up to £1,000 complementary therapy
  • £125 vet fee excess
  • £1,000,000 third party liability (dogs only)
  • Free 24/7 vet helpline (phone, webchat, video)
  • Emergency boarding - up to £200
  • Lost or stolen pet cover - up to £300
  • Advertising and reward - up to £200
  • Overseas travel
  • Quarantine costs - up to £200
  • Pet travel document loss - up to £200
£7,500annual vet fee limit
  • £7,500 cover for accidents and illnesses
  • Lifetime reinstatement
  • Up to £1,000 complementary therapy
  • £125 vet fee excess
  • £1,000,000 third party liability (dogs only)
  • Free 24/7 vet helpline (phone, webchat, video)
  • Emergency boarding - up to £200
  • Lost or stolen pet cover - up to £300
  • Advertising and reward - up to £200
  • Overseas travel
  • Quarantine costs - up to £200
  • Pet travel document loss - up to £200

All cover is subject to policy limits and exclusions. Full terms sit in your policy document, not just this page.

Girl smiling with her dog

Included with every policy

The Corinium Pet Helpline

Run by The Vet Connection, no extra cost. Ring them, message them, or get on a video call, whatever's quickest for what's going on.

  • 24/7/365 phone support
  • Live webchat on the Corinium website
  • Video consultations when a call isn't enough

Every call is answered by an RCVS-registered veterinary nurse, most with over ten years' experience. They'll help you work out what's wrong, whether it needs a vet visit, and what to do if your usual practice is closed.

This service supports your vet. It doesn't replace them.

Important policy information

Excess and co-payment, plainly

Policy excess

A fixed £125 applies to each new condition, every time.

Co-payment by age

0 to 6 years15% after excess
7 years and over20% after excess
10 years and over30% after excess

How a £500 claim actually breaks down

15% co-payment

Pets aged 0–6

Vet fees: £500.00
Excess: £125.00
Co-payment: £56.25
You're paid: £318.75

20% co-payment

Pets aged 7+

Vet fees: £500.00
Excess: £125.00
Co-payment: £75.00
You're paid: £300.00

30% co-payment

Pets aged 10+

Vet fees: £500.00
Excess: £125.00
Co-payment: £112.50
You're paid: £262.50

Excess Co-payment What you're paid
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Premiums

What can move your price at renewal

Your pet getting older

Older pets are statistically more likely to need treatment, so the cost of covering them tends to rise with age.

Any claims made that year

A claim is a sign of risk going forward, not just cost already paid out, so it can feed into next year's price.

Rising vet costs generally

Vet fees climb with wages, equipment and medicine costs across the industry, and premiums move with them.

Tax changes

Insurance Premium Tax is set by the government, not Corinium. Any change to that rate gets passed straight through.

Wider inflation

General cost increases across the economy affect what it costs to provide cover, same as any other business.

Changes to the policy, yours or ours

Adding cover, updating your pet's details, or Corinium revising policy terms can all move the price at renewal.

This is an annually renewable policy. Renewal isn't guaranteed each year.

Ready to get a quote? Corinium Pet Insurance, backed by VetMedi. Get a quote